Looking for a bargain loan? Do you want to buy new equipment for your apartment or home? Are you interested in buying a car from the bazaar, or plan to renovate the kitchen, bathroom or nursery? Or do you just need more money, for example, for vacation or other more common expenses? In any case, Loan and Credit can also help you finance your plans and dreams. It offers unlimited consumer credit.
Loan and Credit Unlimited Loan for Anything
Unlimited consumer credit from Loan and Credit is offered to all who want to borrow money from this bank. You only need to be a Loan and Credit client and you can start your new loan.
Unlimited consumer credit from Loan and Credit is offered from USD 20000. The upper limit is not limited, and it also depends on your income and how the bank assesses your ability to repay the money borrowed.
The fee for granting this loan without limitation is set at 0.5%. This is slightly less than it is usual for banks in the Czech Republic (the fee for approval of a loan or credit is set by most banks at 1% of the loan amount). The minimum amount of this fee is USD 600, the maximum is USD 50000.
How to Borrow Money from Loan and Credit
To borrow money from Loan and Credit, you must first have a personal account with Loan and Credit. If you do not already have one, you can have one established during the loan application process.
For a personal account with Loan and Credit you pay at least USD 360 per year (monthly fees for a personal account can range from USD 0 to USD 300 per month, depending on the use of the accompanying services with the bank account and also depends on your movement in this account money and what is the regular balance there.
The interest rate for this consumer loan
From Loan and Credit is 8%. In addition to the fees for loan approval, personal account maintenance in the bank is paid one more fee. This is a loan management fee. Its annual amount is USD 600 (ie USD 50 per month).
Nothing complicated is needed to handle this loan without restrictions from Loan and Credit. A minimum age of 18 years is sufficient, the presentation of personal identification documents and also proof of your income, or more precisely your ability to repay the money borrowed.